VIP Total Protection Plan

Helping Members Protect Their Families Since 1991.

DISABILITY

Voluntary Insurance Program

© 2020 Voluntary Insurance Program

NEW COVID-19 Total Protection Plan Offer

Our insurance program offers you and your family added protection from the financial impact of an unexpected illness, accidental injury, a period of disability, and death.

  • 14-day Waiting Period for Accident & Sickness

  • Benefits Payable 
    Up to 6 Months

  • On & Off Job Coverage

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Five Coverages Bundled Together at One Low Rate.

VIP Total Protection Plan Advantage

  • Three Affordable Packages to Choose From 
  • Guaranteed Issue
  • Coverage Effective Immediately 
  • Plans Will Cover Flu-Like Symptoms Due to COVID-19
  • Coverage for Spouse and Children Available

Speak with a Benefits Counselor Today!

ACCIDENT

  • Pays Benefits Directly 

  • On & Off Job Coverage 

  • 120+ Injuries & Services Covered

CRITICAL ILLNESS

  • Pays Lump Sum After-Tax Benefit 

  • Pays Up To 3x Per Lifetime 

  • Covers Cancer, Stroke, Heart Attack, & More

HOSPITAL INDEMNITY

  • Pays Cash Benefits 
    for Hospitalization  

  • Includes Admission, Daily Hospital, & ICU 

  • Covers COVID-19 Stays

TERM LIFE

  • Coverage Varies 
    Per Package Up 
    to $40,000

  • Online Will Prep Included 

Don't Fear the Unexpected.

Prepare For It.

DISABILITY

  • 14-day Waiting Period for Accident & Sickness

  • Benefits Payable Up to 6 Months

  • On & Off Job Coverage

ACCIDENT

  • Pays Benefit Direct to You 

  • On & Off Job Coverage 

  • 120+ Injuries & Services Covered

CRITICAL ILLNESS

  • Pays Lump Sum After-Tax Benefit 

  • Pays Up To 3x Per Lifetime 

  • Covers Cancer, Stroke, Heart Attack, & More
  • Pays Cash Benefits for Hospitalization  

  • Includes Admission, Daily Hospital, & ICU 

  • Covers COVID-19 Stays

TERM LIFE

  • Coverage Varies Per Package Up to $40,000

  • Online Will Prep Included 

HOSPITAL INDEMNITY